Imagine the comforting aroma of freshly baked banana bread filling your kitchen, but with a luscious twist—creamy frosting, soft layers, and a touch of indulgence. This Banana Bread Cake takes everything you love about classic banana bread and transforms it into a rich, moist cake that’s perfect for dessert, brunch, or even an afternoon treat. The combination of mashed bananas, warm spices, and a tender crumb makes every bite a cozy delight.

Topped with a velvety cream cheese frosting and garnished with fresh banana slices and crunchy toffee bits, this cake is a true showstopper. Whether you’re a fan of banana bread or just looking for a new dessert to impress, this recipe is bound to become a household favorite. Serve it with a cup of coffee or tea, and you have the perfect treat for any occasion.
Why You’ll Love This Banana Bread Cake
- Moist and Flavorful – Ripe bananas add natural sweetness and a soft, tender crumb.
- Easy to Make – Simple ingredients and minimal effort make this a beginner-friendly recipe.
- Perfect for Any Occasion – Enjoy it as a casual snack or a festive dessert.
- Creamy and Dreamy – The cream cheese frosting adds a tangy richness that pairs perfectly with the banana cake.
- Customizable – Add chocolate chips, nuts, or even a caramel drizzle for extra indulgence.
Preparation Phase & Tools to Use
Before diving into baking, gathering the right tools will make the process smooth and enjoyable. Each tool plays a crucial role in ensuring your Banana Bread Cake turns out perfectly moist and fluffy.
Essential Tools & Their Importance:
- Mixing Bowls – You’ll need at least two bowls: one for dry ingredients and another for wet ingredients. This helps ensure even mixing.
- Electric Mixer or Whisk – A hand or stand mixer makes creaming butter and sugar easier, leading to a lighter cake texture. If mixing by hand, a sturdy whisk will do the job.
- Measuring Cups & Spoons – Accuracy is key in baking! Properly measuring ingredients ensures the right texture and consistency.
- Spatula – Great for folding in ingredients gently without overmixing the batter.
- 9×13-inch Baking Pan or Cake Pans – A standard cake pan ensures even baking. You can also use round cake pans for a layered look.
- Parchment Paper or Non-Stick Spray – Prevents sticking and makes for an easier cleanup.
- Wire Rack – Cooling the cake properly prevents it from becoming dense or soggy.
Having these tools ready will make your baking experience stress-free and fun!
Preparation Tips
- Use Overripe Bananas – The darker and spottier the bananas, the sweeter and more flavorful your cake will be.
- Bring Ingredients to Room Temperature – Butter, eggs, and dairy mix better when they’re not cold, resulting in a smoother batter.
- Mash Bananas Thoroughly – For a consistent texture, mash them until smooth, leaving a few small chunks for bursts of banana flavor.
- Don’t Overmix the Batter – Stir just until the ingredients are combined. Overmixing can make the cake dense instead of soft and fluffy.
- Check for Doneness – Insert a toothpick in the center; if it comes out clean or with a few moist crumbs, the cake is done.
Taking a little extra care in preparation makes a big difference in the final result!
Ingredients for This Banana Bread Cake
Gather these simple yet flavorful ingredients to create a perfectly moist and delicious Banana Bread Cake.
For the Cake:
- 2 cups all-purpose flour
- 1 teaspoon baking powder
- 1 teaspoon baking soda
- ½ teaspoon salt
- 1 teaspoon cinnamon (optional, for added warmth)
- ½ cup unsalted butter, softened
- 1 cup granulated sugar
- ½ cup brown sugar, packed
- 2 large eggs
- 1 teaspoon vanilla extract
- ½ cup sour cream or Greek yogurt (adds moisture)
- 3 ripe bananas, mashed (about 1 ½ cups)
- ½ cup milk
For the Cream Cheese Frosting:
- 8 oz cream cheese, softened
- ½ cup unsalted butter, softened
- 2 cups powdered sugar
- 1 teaspoon vanilla extract
- 1-2 tablespoons milk (to adjust consistency)
Optional Toppings:
- Sliced bananas
- Chopped nuts (walnuts or pecans)
- Toffee bits or chocolate chips
- Caramel drizzle
With these ingredients, you’re all set to bake a soft, flavorful cake with a luscious creamy frosting!

Step-by-Step Instructions to Make Banana Bread Cake
Step 1: Prepare the Baking Pan & Preheat the Oven
- Preheat your oven to 350°F (175°C).
- Grease a 9×13-inch baking pan with butter or non-stick spray, or line it with parchment paper for easy removal.
Step 2: Mix the Dry Ingredients
- In a medium bowl, whisk together flour, baking powder, baking soda, salt, and cinnamon.
- Set aside.
Step 3: Cream the Butter and Sugars
- In a large mixing bowl, beat butter, granulated sugar, and brown sugar using an electric mixer on medium speed until light and fluffy (about 2-3 minutes).
Step 4: Add Wet Ingredients
- Mix in the eggs, one at a time, followed by the vanilla extract.
- Stir in the mashed bananas and sour cream (or Greek yogurt) until combined.
Step 5: Combine Wet and Dry Ingredients
- Gradually add the dry ingredient mixture to the wet ingredients, alternating with milk.
- Mix until just combined—avoid overmixing to keep the cake light and fluffy.
Step 6: Bake the Cake
- Pour the batter into the prepared baking pan and spread it evenly.
- Bake for 30-35 minutes, or until a toothpick inserted into the center comes out clean.
Step 7: Cool the Cake
- Let the cake cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely before frosting.
Step 8: Make the Cream Cheese Frosting
- Beat cream cheese and butter together until smooth.
- Add powdered sugar gradually, then mix in vanilla extract and milk until you reach a spreadable consistency.
Step 9: Frost and Decorate
- Spread the frosting evenly over the cooled cake.
- Garnish with sliced bananas, nuts, toffee bits, or a caramel drizzle for extra flavor and texture.
Notes
- Banana Ripeness Matters – The riper the bananas, the sweeter and more flavorful your cake will be. Aim for bananas with deep brown spots.
- Substitutions – Greek yogurt can replace sour cream for added protein, and almond milk can be used instead of regular milk for a dairy-free version.
- Make It a Layer Cake – Instead of baking in a single 9×13-inch pan, you can divide the batter into two round cake pans for a beautiful layered cake.
- Extra Moisture Trick – For an ultra-moist cake, add an extra tablespoon of sour cream or a teaspoon of vegetable oil to the batter.
- To Prevent Browning on Banana Toppings – Toss banana slices in a little lemon juice before placing them on the cake.
Watch Out for These Mistakes While Cooking
1. Using Unripe Bananas
Unripe bananas lack sweetness and don’t mash well. Always use very ripe bananas with brown spots.
2. Overmixing the Batter
Mixing too much can make the cake dense instead of soft and fluffy. Stir just until ingredients are combined.
3. Not Measuring Ingredients Correctly
Baking requires precise measurements. Always level off flour in measuring cups and use the proper amount of sugar and baking agents.
4. Baking at the Wrong Temperature
An oven that’s too hot can cause the cake to bake unevenly. Preheat properly and check with an oven thermometer if needed.
5. Frosting a Warm Cake
If the cake is even slightly warm, the frosting will melt and slide off. Always let it cool completely before frosting.
6. Skipping the Toothpick Test
Underbaking can lead to a soggy cake center. Insert a toothpick—if it comes out clean or with a few crumbs, the cake is done.
7. Storing the Cake Improperly
Leaving the cake uncovered will dry it out. Always store it in an airtight container to keep it moist.
8. Forgetting to Adjust for High Altitude
If you live at a high altitude, reduce baking powder slightly and increase liquid to prevent a dry cake.
What to Serve With Banana Bread Cake?
This Banana Bread Cake is delicious on its own, but pairing it with the right accompaniments can take it to the next level. Whether you want to add a refreshing contrast or enhance the flavors, here are some great serving ideas.
8 Perfect Pairings
1. Fresh Berries
The natural tartness of strawberries, raspberries, or blueberries balances the cake’s sweetness beautifully.
2. A Scoop of Ice Cream
Vanilla, caramel, or cinnamon ice cream adds a creamy and indulgent touch that pairs wonderfully with banana flavors.
3. Whipped Cream
A light and airy whipped cream topping keeps the cake from feeling too heavy and adds a delicate sweetness.
4. Caramel or Chocolate Drizzle
For a gourmet twist, drizzle warm caramel or melted chocolate over the cake before serving.
5. Toasted Nuts
Chopped walnuts, pecans, or almonds add crunch and enhance the nutty undertones in the banana cake.
6. A Cup of Coffee or Tea
Pairing this cake with a hot cup of coffee or chai tea makes for a cozy, comforting treat.
7. Greek Yogurt or Mascarpone
A spoonful of creamy yogurt or mascarpone cheese adds a tangy contrast that complements the sweetness.
8. Warm Spiced Milk
A glass of warm milk with cinnamon or nutmeg makes a soothing and nostalgic pairing, perfect for an evening treat.
Storage Instructions
To keep your Banana Bread Cake fresh and moist, follow these simple storage tips:
At Room Temperature
- If unfrosted, store the cake in an airtight container at room temperature for 2 days.
- If frosted, keep it covered and refrigerated to prevent the cream cheese frosting from spoiling.
In the Refrigerator
- Store the cake in an airtight container for up to 5 days.
- Let it come to room temperature before serving for the best texture and flavor.
In the Freezer
- Wrap individual slices or the whole cake in plastic wrap, then place them in a freezer-safe bag.
- Freeze for up to 3 months.
- Thaw in the fridge overnight or at room temperature for a few hours before enjoying.
Estimated Nutrition
Here’s an approximate nutritional breakdown per slice (based on 12 servings):
- Calories: 350-400 kcal
- Carbohydrates: 50g
- Protein: 5g
- Fat: 15g
- Saturated Fat: 8g
- Sugar: 35g
- Fiber: 2g
- Sodium: 250mg
Note: Nutrition values may vary depending on ingredient brands and portion sizes.
Frequently Asked Questions
1. Can I use frozen bananas for this cake?
Yes! Thaw frozen bananas and drain any excess liquid before mashing them. They might look a bit mushy, but they’ll add amazing sweetness and moisture to the cake.
2. Can I make this cake without eggs?
Absolutely! Replace each egg with ¼ cup unsweetened applesauce or a flax egg (1 tablespoon flaxseed meal + 3 tablespoons water, let sit for 5 minutes).
3. Can I make this cake gluten-free?
Yes! Substitute the all-purpose flour with a 1:1 gluten-free baking blend for the best results.
4. How do I keep the frosting from being too runny?
If your cream cheese frosting is too thin, add more powdered sugar or chill it for 10–15 minutes before spreading.
5. Can I turn this cake into cupcakes?
Yes! Pour the batter into a lined muffin tin and bake at 350°F (175°C) for 18-22 minutes, or until a toothpick comes out clean.
6. What can I add for extra flavor?
Try mixing in chocolate chips, chopped nuts, or a teaspoon of nutmeg for an extra flavor boost.
7. Can I use a different frosting?
Of course! Try a brown butter glaze, chocolate ganache, or even a simple vanilla buttercream instead of cream cheese frosting.
8. How do I make this cake extra moist?
Use super ripe bananas, full-fat sour cream or yogurt, and avoid overbaking. A tablespoon of vegetable oil can also enhance moisture.
Conclusion
This Banana Bread Cake is the perfect balance of comfort and indulgence. With its moist banana-infused crumb and rich cream cheese frosting, it’s a dessert that’s easy to love. Whether you enjoy it plain, topped with nuts, or paired with a warm drink, this cake is guaranteed to be a hit. Give it a try, and let every bite remind you why banana desserts are timeless classics!

Banana Bread Cake – A Moist and Irresistible Delight
- Total Time: 45 minutes
- Yield: 12 servings
Description
This Banana Bread Cake is the ultimate treat, combining the comforting flavors of banana bread with the soft, moist texture of a cake. Topped with a luscious cream cheese frosting and garnished with fresh banana slices, toffee bits, or nuts, this cake is perfect for dessert, brunch, or any occasion. The natural sweetness of ripe bananas, combined with warm cinnamon and a hint of vanilla, makes every bite irresistible. Whether you enjoy it with a cup of coffee or as a show-stopping treat, this easy-to-make cake is sure to become a household favorite!
Ingredients
For the Cake:
- 2 cups all-purpose flour
- 1 teaspoon baking powder
- 1 teaspoon baking soda
- 1/2 teaspoon salt
- 1 teaspoon cinnamon (optional)
- 1/2 cup unsalted butter, softened
- 1 cup granulated sugar
- 1/2 cup brown sugar, packed
- 2 large eggs
- 1 teaspoon vanilla extract
- 1/2 cup sour cream or Greek yogurt
- 3 ripe bananas, mashed (about 1 1/2 cups)
- 1/2 cup milk
For the Cream Cheese Frosting:
- 8 oz cream cheese, softened
- 1/2 cup unsalted butter, softened
- 2 cups powdered sugar
- 1 teaspoon vanilla extract
- 1–2 tablespoons milk (to adjust consistency)
Optional Toppings:
- Sliced bananas
- Chopped nuts (walnuts or pecans)
- Toffee bits or chocolate chips
- Caramel drizzle
Instructions
1. Preheat & Prepare the Pan
- Preheat oven to 350°F (175°C).
- Grease a 9×13-inch baking pan or line it with parchment paper.
2. Mix the Dry Ingredients
- In a medium bowl, whisk together flour, baking powder, baking soda, salt, and cinnamon. Set aside.
3. Cream Butter & Sugars
- In a large bowl, beat butter, granulated sugar, and brown sugar with an electric mixer until light and fluffy.
4. Add Wet Ingredients
- Mix in the eggs, one at a time, followed by the vanilla extract.
- Stir in the mashed bananas and sour cream (or Greek yogurt).
5. Combine Wet & Dry Ingredients
- Gradually add the dry ingredient mixture, alternating with milk.
- Mix until just combined; do not overmix.
6. Bake the Cake
- Pour batter into the prepared pan and spread evenly.
- Bake for 30-35 minutes, or until a toothpick inserted in the center comes out clean.
7. Cool the Cake
- Let the cake cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
8. Make the Cream Cheese Frosting
- Beat cream cheese and butter together until smooth.
- Add powdered sugar, then mix in vanilla extract and milk to reach a spreadable consistency.
9. Frost & Decorate
- Spread frosting evenly over the cooled cake.
- Garnish with banana slices, nuts, or caramel drizzle.
- Slice and enjoy!
- Prep Time: 15 minutes
- Cook Time: 30 minutes